Non Conforming Mortgages is a reputable mortgage brokerage who assists people with poor credit history to secure the best home loan solution.

What does poor credit history mean?

Many people do not understand the Australian credit reporting system and are unsure if they have a poor credit history. A bad credit history is usually the result of loan arrears, a home loan default, or other credit defaults.

If a person has borrowed and not repaid by the due date as contracted, or has a late repayment history, repossessions, bankruptcy or court judgments, their credit file may reflect these defaults. A poor credit history will most likely prevent a person from obtaining a traditional mortgage.

Often a poor credit history is due to unfortunate circumstances including divorce, illness, retrenchment, accident or a great number of other reasons. These circumstances are often beyond a person’s control and can make it difficult for someone to start fresh and purchase a new home.

How can Non Conforming Mortgages help someone with a poor credit history?

If your home loan application has been declined by a bank or lender, they will probably not tell you the default details. Contact us and we can get a free copy of your credit file, explain the impact of the listed defaults, discuss options and find a home loan solution for you.

We research on your behalf to find the best solution through a large range of lenders. The best solution may be to refinance your loan to better organise repayments that you can manage. We ensure that your have the capacity to repay and can supply you with free budgeting software to help manage your finances if required.

Contact us today on 1300 739 088 to start a fresh application from the experts in dealing with customers with a poor credit history.

           

We are full members of the Mortgage & Finance Association of Australia (MFAA)
and COSL and an Accredited Member of the Finance Brokers Association of Australia Ltd (FBAA)
and operate under their codes of practice.

Poor Credit History Specialist

If you have a poor credit history and you need a poor credit history specialist - we can help!
We are available to talk to you, please contact us. - poor credit history